Florida Business Innovation - Florida Business Insurance
Wearable Technology Innovation Improving Workplace Safety
September 10, 2018
How to Read a FEMA Flood Map
September 24, 2018

8 Preparedness Tips for Floridians Now That Hurricane Season Is Here

The 2018 Atlantic hurricane season is in full swing. The 2017 hurricane season was one of the most devastating and costly on record, and it could happen again. Forecasters predict that severe tropical storms will occur again this year.

Take the time to prepare for hurricane season before a severe storm is eminent. While you can’t control the weather, you can be as prepared as possible. Here are 8 tips to help you be prepared in case a tropical storm does hit Florida.

  1. Basic preparedness

The first thing to do is to create a communication plan for your family. How will you stay in touch? Who in your family is the primary contact person? Plan your evacuation routes and create a “storm bag” (i.e. a large backpack or duffel bag that you can carry with you) filled with essential disaster supplies like medication and key documents. Do you have a loved one or friend that is elderly or disabled? Click here for 12 tips to help those who are vulnerable take special precautions.

  1. Take time to document

Take photos and videos of your property and keep a record of your most valuable belongings. Should something happen, these documents will make it easier to file a claim.

  1. Prepare your property

Remove trees and limbs that are at risk for falling. Secure and reinforce your roof and remove debris from gutters to prevent water damage. The National Flood Insurance Program will cover up to $1,000 for preparations you make to protect insured property such as sandbags, plastic sheeting and lumber. Click here to read how to choose the right hurricane protection for your windows.

  1. Consider buying flood insurance

Buying flood insurance is one of the most important steps you can take to protect your family and property. Don’t delay because flood insurance typically takes up to 30 days to go into effect. Just one inch of water in an average-sized home can cause more than $25,000 in damage. Most homeowner insurance policies don’t cover flooding. Many people get caught because they think they won’t be flooded since they don’t live in a high-risk area. But the reality is that flooding can happen anywhere. More than 25 percent of insurance claims come from outside the high-risk area. Click here to contact a representative that can help you secure flood insurance.

  1. Plan to evacuate early

Last year, as Hurricane Irma approached, Orlando International airport was almost a ghost town. While most of the larger carriers were able to juggle flight times to make sure their passengers got home, some of the smaller airlines were unable to continue operations, leaving people stranded.

  1. Be prepared for sewage plants to break down

Sewage overflows occurred during Hurricane Irma due to loss of power, broken lines or the heavy rain. While there isn’t much you can do besides using sandbags to protect your property, be aware that sewage lines can break down.

  1. Stay tuned in to weather forecasts

According to the National Hurricane Center, the potential error in weather forecasts is 40 to 45 miles per day. Stay on top of weather forecasts to ensure you have the latest data and projections. Click here to learn how to make your mobile phone your best friend in a hurricane.

  1. Prepare to be in the dark

Over 1 million homes were without power during Hurricane Irma in 2017, despite the fact that utility officials reported that they were better prepared than they had ever been before.

Click here for more information on what to do when a hurricane or tropical storm threatens.

Lanier Upshaw provides important information on emergency preparedness to help you protect yourself, your loved ones and your property. If you would like more information on how Lanier Upshaw can help you be prepared for a hurricane or other disaster, contact us here.