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5 Ways Landscaping Affects Your Property Value

Florida Luxury Home Insurance

Spring is here, and for many people, that means it’s time to start working on lawn chores and landscaping updates you have in mind for your property. But before you start digging and planting, it’s important to understand how landscaping impacts the value of your property. After all, your property value plays a big role in your homeowners’ insurance premiums.

  1. The Value and Risk of Trees

Mature trees add beauty and value to your property. According to research conducted by the USDA Forest Service, healthy, mature trees can add as much as 10 percent to the value of a home.

However, if a tree is planted too close to your house, large tree roots can extend under the foundation, causing issues with the foundation. Large tree roots can also break through concrete, damaging walkways, driveways or patios. Oak, willow and poplar trees are especially at risk for causing damage to property if not planted properly.

If you are considering planting trees on your property, do your homework and research the amount of space your tree will need before planting in your yard.

  1. Plants that Dry Our Your Soil

Some plants soak up a lot of moisture from the soil in their environment. This can cause ground shrinkage under the foundation of your house. Be sure to research the best types of plants to grow in the soil in your region. Better yet, take your soil into to an extension service or home improvement store to have it tested.

  1. Vines May Damage Bricks or Paint

Climbing vine types of plants (i.e. ivy or wisteria) may add visual appeal to your home, but they can also cause serious issues. Vines can damage the siding or paint on buildings and can grow into cracks in bricks and separate them, causing stability issues. If allowed to grow all the way to the roof, vines may be strong enough to lift tiles and pull guttering apart.

Never let your vine plants grow high enough to reach your roof. Before planting vines that travel along the side of your home, ask a landscape professional about the possibility of damage to your siding.

  1. Prickly Bushes May Deter Burglars

Strategically-placed landscaping may deter burglars. Large, prickly types of bushes placed in front of your windows may actually be a deterrent to thieves who will avoid getting stuck by thorns or spiny bushes.

  1. Native Plants Increase Your Property Value

There are many benefits for using native plants in your landscaping design. Native plants (trees, shrubs or flowers that grow naturally in your region) are less expensive to care for, improve the ecological value of your property, are a boon to butterflies, bees, birds and other wildlife and, in general, do not require as much maintenance as non-native species. They need less water because they have adapted to the water levels in your area, leading to lower water bills. In areas with severe weather and high precipitation, native plants can help divert runoff, preventing water from seeping into your basement or damaging your foundation.

As you get started with your spring landscaping projects, be aware of the effect they could have on the value of your home. The experts at Lanier Upshaw understand your home is one of your biggest investments. Make sure your home, family and possessions are protected. Contact us here to learn more today…