The Upshot on how we work
and think.

July 18, 2012

7 Critical Steps Employers Should Take After an Employee Injury

 1. Make a Timely Report of the Claim  The quicker you act after an injury, the better. In fact, a Hartford study (published in the June […]
July 2, 2012

Understanding Your Workers Comp Experience Modification Factor

 It’s important to understand — and monitor — your experience modification rating (Experience Mod) because it has a direct correlation to how much you pay in […]
June 14, 2012

Not all Risks are Created Equal

Businesses large and small face risks every day.   There is no getting around that reality.  And naturally, since the subject of risk has a negative connotation […]
June 12, 2012

How One Business Survived Hurricane Katrina (And What You Can Learn)

As we approach hurricane season it’s hard to forget 2005 when one of the deadliest hurricanes in U.S. history devastated New Orleans. Hurricane Katrina was responsible […]
May 29, 2012

10 Practical Ways Business Owners Can Prepare for a Major Disaster

 “Make preparations in advance. You never have trouble if you are prepared for it.” -Theodore Roosevelt  When you hear the phrase “Disaster Preparedness” what comes to […]
May 16, 2012

All the carriers are screaming they need property rate increases. What’s the deal?

2011 was an active year for the property insurance market.  Multiple foreign catastrophe events and several intense domestic storms combined to push industry losses over $100 […]
April 30, 2012

Chairman Personally Contributes $25,000,000 Due to Lack of Business Income Coverage

 It’s every business owner’s nightmare.  Imagine receiving a phone call two weeks before Christmas letting you know your business is on fire. Well, that’s exactly what […]
April 9, 2012

Is a Captive Right for Me?

The Captive Insurance market is growing and is becoming increasingly available to middle market companies. Long thought to be a tool exclusively for Fortune 500 companies, […]
March 27, 2012

Reflections of Excellence

Friday, March 16th, Richard Brady, a long-time Lanier Upshaw client died unexpectedly at 63 years old. Richard, the owner of Reflections of Excellence, was barber to […]
March 26, 2012

How Safe is Your Tax Refund from Identity Theft?

Imagine filing your taxes, clicking the send button on your electronic tax return — and  then getting a rejection note from the IRS informing you that […]
July 2, 2012

Understanding Your Workers Comp Experience Modification Factor

 It’s important to understand — and monitor — your experience modification rating (Experience Mod) because it has a direct correlation to how much you pay in […]
June 14, 2012

Not all Risks are Created Equal

Businesses large and small face risks every day.   There is no getting around that reality.  And naturally, since the subject of risk has a negative connotation […]
June 12, 2012

How One Business Survived Hurricane Katrina (And What You Can Learn)

As we approach hurricane season it’s hard to forget 2005 when one of the deadliest hurricanes in U.S. history devastated New Orleans. Hurricane Katrina was responsible […]
May 16, 2012

All the carriers are screaming they need property rate increases. What’s the deal?

2011 was an active year for the property insurance market.  Multiple foreign catastrophe events and several intense domestic storms combined to push industry losses over $100 […]
April 30, 2012

Chairman Personally Contributes $25,000,000 Due to Lack of Business Income Coverage

 It’s every business owner’s nightmare.  Imagine receiving a phone call two weeks before Christmas letting you know your business is on fire. Well, that’s exactly what […]
March 27, 2012

Reflections of Excellence

Friday, March 16th, Richard Brady, a long-time Lanier Upshaw client died unexpectedly at 63 years old. Richard, the owner of Reflections of Excellence, was barber to […]
March 26, 2012

How Safe is Your Tax Refund from Identity Theft?

Imagine filing your taxes, clicking the send button on your electronic tax return — and  then getting a rejection note from the IRS informing you that […]
February 27, 2012

How Much Life Insurance Does a Stay-At-Home Parent Need?

In our last post, we addressed the question of how much life insurance is enough?  The answer was it depends.  A driving factor is what you’re […]
February 13, 2012

How Much Life Insurance Is Enough?

Life insurance. You know you need it but you don’t know how much is “enough.” Most insurance companies are more than happy to error on the […]
January 31, 2012

Companies Find Innovative Ways to Save by Implementing Wellness Programs

In our last post we answered the question, “Are wellness programs worth it?” Now, that we’ve answered that question we decided it’d be helpful to highlight […]